Some of you aren’t Nepo babies, but mehn!!! You are privileged.
And that’s okay, but let’s call it what it is. Financial privilege doesn’t always scream private jets, old money estates, or “my dad knows the president.”
Sometimes, it’s in the everyday ways life has padded your wallet and reduced your stress.
While others are calculating transport with fuel scarcity in mind, you’re out here cruising because certain battles just skipped you.
Here are 10 signs you might be more financially privileged than you realize:
1. Black Tax? Never Heard of Her
You only learned about “black tax” from Twitter or in office gist. Meanwhile, your mates have been sending half of their alawee home since their NYSC days.
2. Daddy still sends you an allowance to “support your salary.”
You’re earning, yes but that monthly alert from Pops is the real MVP.
Your paycheck finishes and you don’t panic, Daddy’s “small change” still lands in your account monthly. For others, salary gets finished, hunger is unlocked.
3. You’ve never had to calculate transport fare before saying yes to an outing.
That’s the least of your worries.
You just show up.
Either in an Uber, Bolt, or your parents car, movement is never a budgeting issue.
Na you dey hot.
4. Rent Is Not Your Business.
Some people get into anxiety mode because “house rent is due.”
But you?
Either your parents bought you a place, pay your rent or you’re living rent-free in the family house.
5. You think “urgent 2k” is a joke.
You’ve never had to beg for it, and you don’t understand why it trends. You even say things like, “What can 2k even do?”
6. Connections Did the Work.
You didn’t ‘suffer’ to get your first job or internship, you weren’t always on LinkedIn looking for one job vacancy to the other, it was one uncle’s call, one auntie’s referral, or “send your CV to my friend” that landed that sweet job.
God when?
7. You’ve Never Known True ‘Broke.’
Your version of broke is “I only have ₦70k left in my debit account.” Meanwhile, someone else is calculating how to survive the week with ₦5,000.
8. Side Hustle? For Vibes Only.
Your side hustle isn’t for survival. It’s “extra money” for soft life, vacations, gadgets, or the latest fashion. Meanwhile, others are juggling 3 jobs to just keep afloat and survive.
9. First Car Wasn’t Your Sweat
You didn’t trek, jump danfo, or save for years to get that first car. It was a graduation gift, a birthday surprise, or just “something small” from your parents.
10. Family Inheritance Loading.
Even if everything fails, you know there’s one land, property, or business shares waiting for you, even if it is that flat at Sango-Otta. For others, their only inheritance is a family debt and “God will provide.”
Financial privilege doesn’t mean you’re lazy or undeserving, but it’s good to admit that some people are hustling twice as hard just to meet you halfway. You may not have a trust fund or a family compound in Banana Island, but your financial life has been soft life.
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