Every month, you swear it’ll be different. “This time, I’ll save.” (Laughs in delulu)
But somehow, before you even take a proper screenshot of your credit alert, your account balance is already giving empty vibes.
Here’s why:
1. Debts Waiting Like Hungry Lions
By the time your alert drops, it’s not celebration, omo it’s deduction season.
Your friends reminding you of that “urgent ₦5k” from last month you borrowed, loan apps sending daily reminders, have already booked your money for you.
2. Transport & Fuel Wahala
Three Bolt rides a week at ₦5,500 each? That’s ₦66k/month gone on movement alone ooo.
Whether it’s even danfo/korope, or buying fuel for your generator, commuting in Nigeria eats money like small chops at a wedding.
3. Black Tax
You can’t ignore “send something” from family.
Next thing you know, you’re running a charity foundation with a junior staff salary.
4. Food Deliveries & Eating Out
Chowdeck and Glovo make life easy, sheyy?
But ordering out every day in the week is wrecking your life savings sef
You’ll gradually progress from just managing your salary to entering into your savings.
5. Subscriptions and Bills That Refuse to Rest
Electricity, paid
Water, paid
Internet, paid
Netflix, paid
Spotify, paid
Your salary didn’t even greet you before jumping into their arms.
Your salary isn’t weak, you’re just carrying a whole community on it. But don’t worry, next month you’ll definitely save… right?
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