Before They Outsmart You (Again)
They’re coming home again. The I Just Got Backs, with their foreign accents, body sprays that can choke your destiny, and those shiny credit cards that somehow stop working once they buy something.
Last year, they scammed half the country with fake credit card payments and “reversed transactions.”
This year, my dear Nigerian vendors, let’s not fall mugu, you had better shine your eyes.
Let’s prepare ooo, because Christmas is not the time to do “God abeggg” over unpaid invoices.
Here’s how to beat them at their own Detty December game
1. Nigerian Debit Card or nothing.
All those “Can I use my credit card?” or “I’ll pay with Apple Pay” should end with one response: No Nigerian debit card, no transaction.
Because that’s how they’ll buy wig, sneakers, and small chops, then six days later, your bank will message you with “Payment reversed.”
2. Don’t let their accent deceive you.
If they say, “Hi, how much for this?” and it sounds very out of this country, just be guarded cos that same person might just scam your POS.
3. Take receipts, screenshots, and even CCTV footage.
IJGBs can switch to “I don’t recall” faster than you can call your account number. Keep every record like you’re submitting evidence to EFCC.
4. If they say ‘I’ll pick it up later’
That’s the oldest trick in the book. Better hold on to your goods, and give them when payment has been confirmed.
5. Always confirm transactions twice.
Don’t be in a hurry to celebrate the sales you’ve made. Check your account balance, wait for confirmation, and maybe even say a short prayer. IJGB technology is advanced, you fit sell product wey you no go see money.
This December, guard your goods and your gbese. The IJGBs are already packing their boxes and accents. Don’t let Detty December destroy your peace. No Nigerian card, no goods. Shikena.
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